USAA Career Starter Loans for newly commissioned officers
USAA has Career Starter Loans at a fixed rate of 4.99%, 25,000 maximum unsecured loan, payable for a 60 month term. First payments start 90 days following the loan closure date or commissioning date whichever is later. Eligibility for Direct Commission Officers is 4 months prior to commissioning date through 12 months after the commissioning date.
Prior military officers are not eligible; however, you would be eligible if you were prior enlisted and are taking your first commission from PHS. You must pass a credit score check.
You may contact the USAA Federal Savings Bank that specializes in Career Starter Loans at 877-208-0233.